Condo Mortgage Rates for Feb 24, 2026
Compare condo mortgage rates for low-rise and garden-style condos. See today's offers in the table below. Want a personalized quote? Connect with a licensed broker.
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About condo mortgages
Condo mortgages work like single-family loans, but lenders also evaluate the condo project itself. Low-rise condos (typically under 4 stories) and garden-style buildings are common—they often have simpler approval than high-rise towers. Your rate depends on your credit, down payment, and whether the project meets Fannie Mae, Freddie Mac, FHA, or VA guidelines.
Condos can be a great entry into homeownership with lower maintenance and shared amenities. Compare rates above and connect with a broker to find the best fit for your situation.
Condo advantages
- ✓Lower maintenance than single-family homes
- ✓Often more affordable entry point into ownership
- ✓HOA amenities pools, gyms, common areas
- ✓Community living shared grounds and security
Things to consider
- •HOA fees monthly dues on top of mortgage
- •Condo approval project must meet lender requirements
- •Special assessments possible for major repairs
- •Restrictions HOA rules may limit rentals or pets