Get Pre-Approved for a VA Loan
VA loans offer $0 down and no PMI for eligible veterans and service members. Answer a few questions and get connected with VA-approved lenders—no credit check, no obligation.
VA pre-approval check — takes 2 minutes
No credit check • No obligation
- NMLS-licensed lenders
- Secure & confidential
- No credit check
How it works
- 1Enter your info—takes a few minutes
- 2Get matched with VA-approved lenders
- 3Compare offers and choose what works for you
VA Loan Requirements at a Glance
VA loans are backed by the Department of Veterans Affairs and offer significant benefits for eligible borrowers.
$0 down
No down payment required for eligible veterans with full entitlement.
No PMI
No private mortgage insurance—ever. VA backing replaces it.
Certificate of Eligibility
You'll need a COE from the VA. Lenders can help you get one.
Funding fee
1.25%–3.3% of loan amount; waived for disabled veterans.
Primary residence
You must plan to live in the home. VA is not for investment properties.
Reusable benefit
Use your VA benefit again after paying off a previous VA loan.
Why Get Pre-Approved for VA?
Pre-approval puts you in a stronger position when you're ready to make an offer.
Know your budget
See how much you can borrow with $0 down and what you can afford before you shop.
Shop with confidence
Sellers and agents take pre-approved buyers seriously. Your offer carries more weight.
Close faster
Much of the underwriting is done upfront, so you can move quickly when you find the right place.
Looking for Something Else?
Already own a home? We can help you refinance or tap your equity.