Quadplex Mortgage Rates for Feb 24, 2026
Compare quadplex mortgage rates for 4-unit properties. Live in one unit, rent the others. See today's offers below. Want a personalized quote? Connect with a licensed broker.
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About quadplex mortgages
A quadplex is a 4-unit property. Many buyers live in one unit and rent the other three to offset the mortgage. Owner-occupied quadplexes often qualify for FHA (3.5% down) and VA (0% down) loans. Conventional loans typically require 5-15% down for owner-occupancy. Compare rates above and connect with a broker to find the best fit.
Quadplex advantages
- ✓Maximum rental income three units help pay the mortgage
- ✓Live for less owner-occupied rates, rent offsets cost
- ✓Build equity in four units with one loan
- ✓FHA/VA eligible with owner-occupancy
Things to consider
- •Higher down payment often 15-25% for non-owner-occupied
- •Full landlord duties four units to manage
- •Stricter underwriting rental income typically required
- •Fewer lenders some limit 4-unit exposure