Investment Property Mortgage Rates for Feb 24, 2026
Compare investment property mortgage rates for rental homes. See today's offers below. Want a personalized quote? Connect with a licensed broker.
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About investment property mortgages
Investment property loans are for rental homes you don't plan to live in. Lenders treat them as higher risk than primary or second homes, so rates and down payment requirements are typically higher. You'll need to qualify with your income plus a portion of rental income. Compare rates above and connect with a broker to find the best fit.
Investment property advantages
- ✓Rental income tenants pay the mortgage
- ✓Appreciation build long-term wealth
- ✓Tax benefits depreciation, deductions
- ✓Portfolio diversification real estate exposure
Things to consider
- •Higher down payment typically 15-25%
- •Higher rates than primary residence
- •Stricter underwriting rental income required
- •Landlord duties maintenance, tenants, vacancies